Agreement Letter for Borrowing Money Template [Nigeria]

Updated June 25, 2023

This document can be used to record the terms of a loan between related parties. It serves to highlight the loan terms in lieu of a loan and finance agreement, and is utilized by business owners in need of financing to acquire a loan from a related party, such as a subsidiary or individual who has a close relationship with the owner.

This letter is necessary to clearly outline the intentions of the parties, as well as their rights and obligations in regards to the loan. By having this agreement in place, the parties can avoid potential conflicts regarding the payment terms.

Generate your

Doc - Letter of Agreement for Payment of Debt

How to use this

In preparing this letter the following terms has to be clearly stated:

  • Identify parties to this agreement
  • Loan Amount
  • Loan Interest Rate
  • Outline the repayment terms of the loan
  • Sign and Date the agreement

Other names for

  • Loan letter.
  • Terms of Loan Agreement

Applicable Laws in Nigeria

  • Companies and Allied Matters Act, 2020
  • Contract Law of a State, e.g. Law Reforms (Contract law), Lagos State, 2015
  • Company Income Tax Act
  • Banking and Other Financial Institution Act (Applicable where the Lender is a Bank).
  • Money Lending Law of a State where applicable
  • Insurance Act.


Other documents:

Employment Agreement

Updated on
Protect your business interests with our employment agreement overview for Nigerian employers. Clear terms, tailored to your needs.

Deed of Gift

Updated on
A Deed of Gift is a legal document that formalizes the voluntary transfer of ownership or property from one party to another without any exchange of money. The parties are known as the DONOR (owner of the property) and the DONEE (beneficiary of the property).

Freelancer or Independent Contractor Agreement

Updated on
This isn’t just another piece of paper. It’s your foundation for a no-nonsense professional relationship. Define your work boundaries, nail down compensation, and take charge of every project detail upfront. Minimize misunderstandings and keep your collaborations crystal clear. Seal the deal with this essential agreement now.